THE AI BRAIN FOR INSURANCE AGENCIES

Your virtual assistant sleeps.
Coretex65 never will.

Built inside a working insurance agency and battle tested on real leads every day. Coretex65 reaches every lead on every channel: it calls back in seconds, follows up by text and email automatically, handles objections like a seasoned setter, and books straight onto your calendar. Customized to your niche, for a fraction of what an overseas VA costs.

📞 AI CALLING
💬 AI SMS
✉️ AI EMAIL

Registered, branded, STIR/SHAKEN-attested numbers. As many dialer lines as you want. Most AI callers stop at the phone. Ours does not. All of it customized to your agency and connected to your CRM, calendar, and tools.
This is not software you rent. It is built around your agency, tailored to your unique needs, and the build is yours. We run the phone lines so you never touch the plumbing.

LIVE CALL · NEW MEDICARE LEAD 0:07
Answered in under 60 seconds · booked without a human touching it
📞 CALL 💬 SMS ✉️ EMAIL

Don't read about it. Hear it.

Enter your name and number. Coretex65 calls you within seconds, then follows up by text like it would with your leads. Interrupt it. Object. Try to trip it up.

Your number is used only for this demo call. Never shared, never re-used.

👋

You have already met me.

Looks like you have tried the demo a couple of times already. Rather than call you again, let's just get you set up. Pricing is on this page, and the team can build yours from there.

See pricing
📱

Your phone is ringing.

That took seconds. And after the call, watch your texts. It follows up by SMS too, just like it would with your leads.

Speed to lead

The lead you call first is the lead you close.

The odds of qualifying a lead were 21 times higher when called within 5 minutes rather than 30, per Dr. James Oldroyd's Lead Response Management study (InsideSales.com, 2007). That study looked at business web leads, not insurance, but the mechanism is the one every agent has felt: the lead that went cold was warm five minutes ago. A separate audit of 9,538 companies found 47% never responded to a submitted lead at all, and the median first call took 3 hours and 8 minutes. Coretex65 responds while the lead is still on your landing page.

<60s
Coretex65 calls every new lead back. Nights, weekends, and holidays included.
21x
higher odds of qualifying a lead called in 5 minutes vs 30. Oldroyd / InsideSales.com, 2007, business web leads.
0
missed inbound calls. Every overflow and after-hours call gets answered.
Coretex65
seconds
Overseas VA
minutes to hours*
Busy agent
hours to next day
*When they are on shift, not on break, and the lead did not come in overnight. Coretex65 has no shift.
The math

A VA costs you every hour. Coretex65 costs you per minute of real talk.

Quick question: do you know what your VA agency actually pays your VA?

$10-$15/hr
is what a managed VA agency bills you. Plus a setup fee, usually $200 to $500, plus a 3 to 6 month minimum.
$4-$5/hr
is what your VA actually takes home. That is who is really talking to your leads.
$5-$6/hr
is the middleman's cut. Roughly half to two thirds of what you pay, every hour, forever.
The problem with an overseas VA is not the price. It is that they cannot do the job.

Offshore staff cannot access MARx from outside the country, and carriers will not appoint them. That is a wall no hourly rate gets you over. Their numbers get flagged by the carriers as "Spam Likely," which quietly destroys your answer rate before anyone says hello. And when a TCPA complaint lands, the offshore center cannot produce the opt-in and the litigator comes after you and your carrier contracts, not them.

Then there is the part every agent who has tried it already knows: they leave. Three to six months is the normal run. You train them, they disappear, and you start over. Replacing one costs $500 to $1,500 and weeks of your time.

Coretex65 does not quit, does not ghost you, and does not renegotiate. It is built once, around your agency, and it runs on your compliance rules every single call. No seats. No headcount. No idle hours on the clock. The build is yours.

10K+
phone calls placed by our dialers and counting. Every single one recorded, transcribed, and graded overnight.
Booked.
Transferred.
It does not just dial. It books real appointments on your calendar and transfers hot leads to your agents live, mid-call.
~25¢
per minute of live conversation. Voice, AI brain, and phone line included. Zero idle cost. No talking, no charge.
Coretex65Overseas VAIn-house staff
Monthly cost (typical)Pay per talk minute (~25¢/min, most agencies land $125 to $350)~$1,700+ per managed seat$2,500 to $4,000+
Cost of one real talk hourAbout $15, only when talking$30 to $45 (you pay the idle hours too)$75+
Coverage24/7/365One shift, 5 daysOne shift, 5 days
Simultaneous callsMultiple lines at once11
Sick days / turnoverNeverConstant riskSometimes
Training timeUpdate the script once. Done.Weeks, repeats every hireWeeks
ConsistencyIdentical on every callVaries by person, by dayVaries
Records & oversightEvery call recorded, transcribed & gradedYou hopePartial
It scales with you
Replace one VA. Or your whole dial floor.
Figures below are direct-hire full-time cost at about $5/hr. Through a managed VA agency, roughly double them.
1 VA
$880/mo direct hire
Speed to lead + after hours. Every new lead called back in seconds, every inbound call answered, nights and weekends included.
3 VAs
$2,640/mo direct hire
+ Reactivation campaigns. The old lists you already paid for get DNC and cell scrubbed, dialed on multiple lines, and turned into booked appointments.
5 VAs
$4,400/mo direct hire
+ Retention calls. Post-sale welcome and reminder calls, payment and policy check-ins that stop chargebacks before they happen.
10+ VAs
$8,800+/mo direct hire
+ Winbacks. The full floor. Lapsed clients called back, every follow-up worked, multi-line campaigns running all day. One green button instead of a payroll department.
Built to replace a five figure payroll. The more seats you replace, the more you keep.

One VA replaced saves hundreds a month. Ten replaced deletes an entire payroll line. And because every lead gets called in seconds instead of hours, more of the leads you already paid for turn into closes. Same ad spend, more policies, lower cost per sale. Coretex65 does not just cut a cost. It makes every marketing dollar work harder.

The honest version, because you will find out anyway.

About 65% of outbound dials never reach a human. No answer, voicemail, busy. That is true for us, for your VA, and for every dialer ever sold. The difference is what happens next. Coretex65 rotates the number, respects the calling window for that person's state, works the cadence for two weeks across call, text and email, and never gets bored or discouraged. It does not pretend the 65% away. It just keeps working the other 35% harder than a human can.

What it replaces: the stitched-together stack most agencies are already paying for. Dialer, AI voice vendor, SMS tool, scheduling tool, QA tool, reporting. Run as one machine in your own accounts, that is roughly $2,000 to $4,800 a month of subscriptions you stop renewing.

Old leads. New money.

Reactivation campaigns wake up the lists you already paid for. The leads sitting dead in your CRM become dials, conversations, and booked appointments, at a fraction of what fresh leads cost.

🧹
Clean data only

Every list is DNC scrubbed and cell scrubbed before the first dial. You never waste a minute or a dollar on numbers you should not call, and your compliance stays airtight.

Control

You see everything. You control everything.

The biggest fear with VAs is the black box. What are they actually saying on your calls? With Coretex65, nothing is a mystery, and the parts that keep agency owners awake are the parts we built first.

🚫
Opt-outs caught in three places

Most systems only catch a typed STOP. Ours also scans call transcripts for spoken revocations, the "take me off your list" that never gets typed, plus manual commands from your team. All three feed one suppression table that kills every automation and syncs to the dialer blocklist.

Built for the 2026 revocation rule

One opt-out stops everything, including appointment reminders, in whatever words the person used. If they had a booked appointment, a human is alerted to handle it personally instead of a bot going silent on them.

📳
Caller-ID reputation, managed nightly

A per-state local number pool with hard dial caps per number, per-number pickup and short-call tracking, and a nightly auto-tune that rests burned numbers before carriers flag them. This is the thing that quietly kills offshore dialing, so we treat it as a system, not a hope.

📞
Real transfers, not fake ones

Before it says "let me connect you," it checks that a licensed agent is genuinely free. If nobody is, it books a callback into a real open calendar slot and confirms by text. Nobody gets parked on hold for a human who was never there.

🔧
Booking that repairs itself

If a slot gets taken mid-booking, it retries, rebooks the nearest opening, texts the client the new time in their own timezone, and only escalates to your team if every attempt fails.

📜
Every word on record

Full recordings and transcripts of every call, with a QA scorecard emailed for every conversation past four minutes. No more wondering how your leads are being spoken to.

📡
It watches itself

Twice-daily health alarms for stalled dialing, zero transfers, empty transcripts, and unannounced agent changes. A nightly call review with spend and auto-tuning. You find out from the system, not from a bad month.

🎮
Start / Stop button

A live control panel with one green button and one red one. Campaigns run when you say, and stop the second you say.

📋
Your script, exactly

It says what you approved on every call, discloses that it is AI, and carries your TPMO language. No freelancing, no bad days, no "I forgot."

Amplify your sales force

It listens to every sales call. And makes your closers better.

Coretex65 does not stop at setting appointments. It listens to your human sales team too: every call scored, every mistake caught, every win amplified. Your best closer's habits become everyone's habits.

🎧
Every single call scored

Each sales call gets graded against your script and your standards: opening, discovery, objections, close. No more guessing who is actually good on the phone.

📊
Daily feedback, automatically

A scoreboard lands in your inbox every day: who crushed it, who slipped, the exact quotes, and the exact fix. Delivered daily or whenever you want it.

🔥
Train while you sleep

New agents ramp in days instead of months because the feedback never stops. Your sales floor gets a full-time coach that hears everything and forgets nothing.

Done for you

We build it. We launch it. You press the green button.

Coretex65 is not software you get dumped into. We set the whole machine up around your agency and do not walk away until it is running clean on your own leads. After that it is yours to run.

🛠
Built around your agency

Your script and tone, your calendars, your phone numbers, your compliance rules. We configure everything with you before a single dial goes out.

🤝
We do not leave it half-built

We test it on your real leads with you, fix what comes up, and tune the script off actual call recordings until it is behaving the way you want.

📈
Marketing setup if you want it

We run our own Meta ads for Medicare and dental leads every day. If you want the lead flow set up too, we will build that side with you instead of leaving you to guess.

Every niche

Your niche. Your script. Your rules.

Coretex65 is not a one-size bot. Every install is built around your line of business: your offer, your objections, your compliance rules, your calendars. If your business runs on phone calls, it runs better on Coretex65.

Medicare Advantage & Supplement
Veteran Medicare
Final Expense
Health & ACA
Dental, Vision & Hearing
Annuities
Critical Illness
+ Your niche
Pricing

Built for your agency. Priced for its size.

This is not a seat you rent. You pay once to build the machine around your agency, and the build is yours. After that you only pay for minutes it is actually talking. We run the phone lines, the number pool and the caller-ID reputation so you never have to think about it. Idle time costs nothing.

FOUNDING PARTNER PRICING

We are taking a limited number of founding agencies while we are still small enough to sit with each one personally. Founding partners lock their build price and their talk rate for as long as they run it. When the founding spots are gone, the regular price is the price.

1 to 2 agents
Solo

Replaces one VA. Every new lead called back in seconds, every inbound call answered, nights and weekends included.

$997 build
Regular $2,497 · then ~25¢/min of live talk
Most solo agents land $125 to $350/mo
6 month minimum on talk minutes
  • New leads called back in under 60 seconds
  • Inbound overflow and after-hours answered
  • AI calling, AI SMS and AI email off one brain
  • Books straight onto your real calendar
  • Every call recorded, transcribed and graded
  • DNC and cell scrubbed before the first dial
  • The build is yours to keep. We run the phone lines.
Hear it first
MOST AGENCIES START HERE
3 to 10 agents
Agency

Replaces a small floor. Speed to lead plus the campaigns that make the leads you already paid for worth something again.

$1,997 build
Regular $4,997 · then ~25¢/min of live talk
Most agencies land $350 to $1,000/mo
6 month minimum on talk minutes
  • Everything in Solo
  • Reactivation campaigns on lists you already paid for
  • Retention and payment check-in calls
  • Winback campaigns for lapsed clients
  • As many dialer lines as you want, no concurrency cap
  • Owner dashboard, one green button and one red one
  • Per-agent routing and live transfer to your licensed team
Get the demo call
10 to 25 agents
Full Floor

Replaces a payroll department. Every campaign running all day, every call graded overnight, one system you own outright.

$3,997 build
Regular $9,997 · volume rate from ~20¢ per min
Most floors land $1,000 to $2,800/mo
6 month minimum on talk minutes
  • Everything in Agency
  • Multi-campaign orchestration across your whole book
  • Volume talk-minute rate
  • Connected to the CRM and calendar you already use
  • Meta ad setup, run from the same playbook we use ourselves
  • We stay on it until it is running clean, then it is yours
Talk to us
Sales Coach add-on

Point it at your human closers. Every agent call graded against your script, a nightly report with the exact quote and the exact fix, morning objection coaching, and a per-agent scoreboard. New agents ramp in days instead of months.

$197/mo
Regular $397 · adds to any tier
Add it on
Built inside a real agency

Not a startup guessing at Medicare. Cole Insure is licensed in 38 states and this runs our own book every day, on our own leads, before it ever runs yours.

Compliance is the build

Three-channel opt-out capture, one suppression table, dialer blocklist sync, AI self-disclosure, TPMO language, per-state calling windows and holiday guards.

You own the build

The scripts, the call logic, the campaigns, all built for your agency and yours to keep. No seat price anyone can raise on you. We run the phone lines and the number pool so you do not have to.

Zero idle cost

No seats, no headcount, no monthly rent for a system sitting still. No talking, no charge.

Running more than 25 agents?

A floor that size is a different build, and we are not going to pretend a website price covers it. Tell us what you are running and we will scope it with you properly. Same model either way: built in your accounts, and you own it.

Start with the demo call

Founding pricing is limited and ends when the spots are filled. Talk minutes are billed at cost plus a small margin, with no seat fees, no platform fee, and no charge for idle time.

Straight answers

Every question agents ask us. Answered.

Is this just another software subscription?

No. Coretex65 is not an app you log into and figure out alone, and it is not a seat you rent forever. It is a custom AI system built specifically around your agency: your scripts, your offers, your calendars, your numbers, your compliance rules, built once and yours to keep. We build it, we tune it with you, and then it is yours to run. You pay for talk minutes and nothing else, and nobody can take it away or raise a seat price on you.

Will it sound robotic? My clients are seniors.

Hear it yourself with the demo call above. That is the actual voice. It is tuned for senior callers: unhurried pacing, plain language, one question at a time, patient with "hold on" and "can you repeat that." Most callers do not realize until it tells them.

Is this compliant? TCPA, DNC, recording laws?

Compliance is the whole design, not a footnote. Since the FCC's February 2024 ruling, an AI voice counts as an artificial or prerecorded voice under the TCPA, which means marketing calls to cell phones need prior express written consent, not just a lead that came in somehow. So Coretex65 dials only leads with documented written consent you can produce, and we help you set that up before the first call. It identifies itself as AI at the start of every call, not only if someone asks. It honors a stop request in whatever words the person uses, immediately and permanently. It never collects SSNs, banking, or medical information, and never quotes prices or gives advice. Licensed conversations stay with licensed humans. You control the script, the list, and the calling windows. Have your own compliance counsel review your setup, and we will hand them everything they ask for.

What about my E&O? And is my client data safe?

Fair question, and one almost nobody asks out loud. Coretex65 never quotes a premium, never recommends a plan, and never gives advice, because those are the things that turn into an E&O claim. It gathers, it answers general questions, it books, and it hands anything that needs a licensed opinion to a licensed human. It does not collect Social Security numbers, banking details, or medical information. Everything runs in your own accounts under your control, not pooled in someone else's system. Bring your E&O carrier into the conversation early, and we will give you the exact call flow and script to show them.

Won't my numbers get flagged as "Spam Likely"?

This is the real problem nobody wants to talk about, and a flagged number can cut your answer rate by most of what it was. It is also the quiet reason offshore dialing stops working. We do not solve it by burning through numbers. We register your numbers properly, brand them so your agency name shows on the screen, and keep them attested under STIR/SHAKEN so carriers treat them as legitimate. We watch the reputation and tell you before it slips, not after.

Will this burn through my leads or annoy my clients?

It can, if it is set up badly. That is a real risk with any dialer and we will not pretend otherwise. So it is built the other way around: sensible call caps, no relentless redialing, honest opening, instant and permanent honoring of anyone who says stop in any words they choose, and calling windows that respect the hour where the person actually lives. A lead you irritate is worth less than a lead you never called, and a client you annoy is one a competitor can take. We would rather make fewer, better calls.

What if it makes something up?

The script forbids invented details, and it can only offer appointment times that come from your real calendar. On top of that, the nightly QA report flags any call that drifted from the script, with the transcript quote, so nothing hides.

What happens when a lead wants a human?

During your business hours it checks agent availability and transfers live mid-call. Outside hours it books the caller into the next open slot on your calendar and tells them exactly when your team will call. Nobody gets a dead end.

How is this different from my overseas VA doing outbound dials?

Speed and scale. It dials the moment a lead lands, not when a shift starts. It runs multiple lines at once, never quits, never needs retraining, and costs per talk minute instead of per hour of waiting. The tedious outbound grind of dial, voicemail, redial, log is exactly what it eats for breakfast.

I'm not in Medicare. Does this work for my niche?

Yes. Coretex65 was born in the senior insurance market, the hardest phone audience there is, and every install is fully customized: your script, your product, your objections, your compliance rules, your calendars. Medicare Advantage and Supplement, Veteran Medicare, final expense, health and ACA, dental vision and hearing, annuities, critical illness, anything that lives on the phone.

Who is behind this?

Coretex65 is built and operated by Cole Insure, an independent Medicare agency in Kansas City licensed in 38 states. We did not build a demo and go looking for customers. We built it for our own book, ran it on our own leads, and broke it on our own mistakes first. Every failure mode we now guard against, spoken opt-outs that never got typed, numbers getting carrier-flagged, booking collisions, no-shows, transfers to agents who were not actually free, we hit in production and fixed before it ever went near another agency.

How long does setup take? Do I have to build anything?

No. We build the whole thing for you: script, calendars, numbers, compliance rules, all of it in your own accounts. Setup takes days, not months. We test it on your real leads with you and keep adjusting until it is running the way you want. After that it is yours to run. You never touch the plumbing. You get a green button and a red one.

What does it cost?

The prices are on this page, above. You pay a one time build, then only for minutes your AI is actually talking. Idle time costs nothing, there are no seats, and there is no monthly rent for a system sitting still. We are not going to make you sit through a call to find out the number.

The demo takes 60 seconds.
The bottleneck has been costing you for years.

Get the call, try to trip it up, then imagine it working every lead you buy.

▲  Get my demo call now
Take the demo call, then talk to us about what your build would look like.
CORETEX65 • The AI brain for insurance agencies
Demo calls are one-time and consent-based. We never share or re-use your number.